Guaranteed Loan Approval

If you are employed full time with your salary paid into your bank account with a debit card (and it allows direct debits) aged between 21 and 65 and can find a suitable guarantor we can almost guarantee you a loan.

A suitable guarantor is a UK homeowner with a good credit record who is aged between 23-67 and has an income of over £800 per month (or £400 after paying monthly expenses). The income does not need to be earned income it can be an income from any source rent, investments etc.

You can borrow any amount betwen £500 to £3,000 and dependant on the loan size you can take the loan out for terms of between 12 months and 60 months. Your loan can be paid out in 3-5 days if you upload all your details online, and between 5-7 working days if you post it.

Guarantor Loan

A guarantor loan can be taken out by somebody who has a poor credit rating, because the guarantor is guaranteeing the repayments if the applicant does maintain them. This gives the lenders more flexibility when deciding who they can lend to, so long as the guarantor is a homeowner with a good credit record and enough income. A guarantor loan may also a good start to helping you to improve your credit rating, so long as you meet all the repayments on time. So if need a loan and have a guarantor just complete the short form opposite, and you will either receive an email with the login details from the lender or a call from one of our agents. Either way there are no upfront fees so you have nothing to lose.

Other Options

If it works out that a guarantor loan is not for you then we have a number of options open to you, which will be discussed in detail so you can make your choice.

Representative APR 62.1% Variable

Representative Example:
At a Representative 62.1% APR variable, borrow £3000 over 36 months, pay back £161.01 per month. Total repayable £5,796.18

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